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For Patients – How it Works

HFA medical bill loans are 0% APR loans to help you pay for out-of-pocket healthcare expenses.

Our software platform makes medical bills easy. No phone calls. No high-pressure salesman. No paperwork. It’s a completely digital experienced designed to help you get back on your feet and on with your life.


Ready to Apply Now?

At HFA, we make applying for a 0% APR medical bill loan simple and painless. Simply click on the link below to get started. Have questions? Contact an HFA customer service representative at 888-889-7033.


Have More Questions About HFA Loans?

We’re here to help. Check out our FAQs page for answers to frequently asked questions. Or, talk to a real live person by giving one of our friendly customer service representatives a call at 888-889-7033.